Insure Your Prized Assets with Our Private Client Insurance

Our private client insurance policy is designed to protect what matters most to you, including your home, properties (both owned and rented), and other valuable belongings. With over 100 combined years in the insurance business, Mohawk Insurance Services, Inc., offers customized policies to clients across the United States.

Homeowners Insurance

Your home is perhaps one of the most significant investments that you have ever made, and we will help you protect it! Our affordable home insurance plans protect your home and personal belongings from perils, such as theft, vandalism, lightning, snow, falling objects, etc., with the following policies.

Dwelling Coverage - Covers damage to your home and permanently-attached structures, such as countertops, garage, deck, walls, chimney, vanities, roof, and cabinets
Personal Property Coverage - Pays for damage to your personal belongings, such as tools, electronics, furniture, power equipment, and clothes
Other Structures Coverage - Protects detached structures on your property, such as a fence, deck, pergola, driveway, gazebo, shed, and patio
Liability Coverage - Pays for legal expenses if you or a family member is sued for causing third-party bodily injury or property damage
Guest Medical Protection - Covers medical expenses of your guests if they are injured on or around your property
Additional Living Expenses- Covers your extra living expenses (transportation costs, hotel rooms, and food expenses) while your home is under repair after a covered loss

Property Damage Insurance

Auto accidents can happen without warnings. Yet, fortunately, having the right policy in place can cover any expense that arises from such unfortunate mishaps, saving you from bearing significant financial burdens. Our custom-tailored property damage insurance may pay for

Damages - Caused to other vehicles, another person's property (such as their home), and any other structures or objects, including fences and lamp posts
Legal Expenses- Incurred in case you are sued for causing the damages

Personal Liability Insurance

Our personal liability policies protect you and your family members from third-party bodily injury and property damage claims. Our Personal Liability policies generally cover

Injuries on Your Property- Pays for third-party medical bills if they are injured on your property
Legal Fees- Covers attorney fees, legal expenses, and other settlements if you are sued for causing the damage
Damage to Others Property- Covers repairs and legal expenses if you or a family member causes damage to third-party property
Dog Bites- Covers third-party bodily injury and property damage caused by your dog

Renters Insurance

While your landlord's insurance may provide some amount of coverage, it will not cover your personal belongings. Our renters insurance provides the following coverages

Property Damage - Covers theft or damage to your belongings, including furniture, clothes, electronics, and appliances
Additional Living Expenses- Covers extra living expenses you incur while your rented home is being repaired after a covered loss
Medical Payments - Pays for someone’s medical bills if they are injured on or around your property
Liability Coverage - Covers legal expenses if you or a family member is found legally liable for causing third-party property damage or bodily injury

The following coverages can be added to your policy

Personal Injury - Covers legal expenses if you are sued for slander or libel
Water Back-Up- Protects you from losses caused by backed-up drains or sewers

Insure Your Assets with Mohawk

As your local insurance partners, our team of expert professionals with extensive insurance knowledge and global reach will help manage your risks with comprehensive policies at affordable costs. To get started on your personalized private client insurance, contact us today at info@mohawkinsurance.com. Our office is located at 4 Tower Place Suite 202, Albany, NY 12203.